Fuel growth with a business line of credit

Access revolving credit lines up to $1 million. Only pay for what you use, with no hidden fees or upfront charges.

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Fundwell's Business Line of Credit

Provides your business with continuous, on-demand access to funds exactly when
you need them.

Unlike traditional loans, our revolving credit line lets you draw funds, repay, and reuse capital repeatedly; ideal for addressing immediate needs, managing cash flow, and capturing growth opportunities.

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Capital at your fingertips

Discover how a business line of credit provides the flexible, reliable, and immediate funding your business needs to prepare for what comes next.

Credit Lines up to $1 Million

Secure credit to match your business needs and goals

Same Day Access to Funds

Swift approvals and access to funds through our simple online portal

Only Pay for What You Use

Pay interest solely on funds drawn, maximizing your financial efficiency

Clear Terms, No Surprises

No hidden fees or penalties. Just transparency you can trust

Why businesses love Fundwell’s line of credit

A transparent approach to business funding

Fundwell's portal gives you complete visibility and control over your funding options. No hidden terms or surprises—just clear choices designed for your business.

Fast, easy online application

  • Apply in 3 minutes or less with instant pre-qualification decisioning
  • Securely connect or upload your financial statements
  • We've removed the hassle so you can move forward quickly and confidently

Clear visibility of every funding offer

  • All funding approvals are displayed in your portal
  • Instantly view, compare, and evaluate multiple funding offers side-by-side
  • Clear terms and full transparency, so you’re always in control

Expert guidance at every turn

  • Real support when needed, not just software
  • Skilled financial specialists help you navigate your choices and clarify our options
  • We advocate for your best interests, ensuring every decision aligns perfectly with your business needs

Rapid funding at the pace of your business

  • Select the funding option that fits your business best
  • Finalize your decision seamlessly within our portal
  • Receive capital in your bank account or draw from the portal, in most cases in 24 hours or less

Line of Credit
FAQs

In many cases, you can access funds the same day you’re approved. Once your line is active, you can draw funds anytime through your Fundwell portal.

Some offers may include a small monthly maintenance or draw fee, but Fundwell will always show you the total cost structure clearly. There are no hidden fees or surprises.

A line of credit is ideal for managing payroll, covering seasonal fluctuations, purchasing inventory, or bridging the gap between payables and receivables.

Submitting incomplete or outdated bank statements, applying too early in your business journey, or having recent overdrafts can reduce your chances of approval.

Your limit is based on your average monthly revenue, time in business, credit profile, and overall financial health. We review your recent business performance to match you with the most appropriate credit line.

Ready to fund your company's future?

Join the thousands of businesses who rely on Fundwell for fast, transparent financing.