Unlock your growth with an SBA Loan
Long-term, low-interest loans backed by the Small Business Administration (SBA), specifically designed to support business growth and sustainability.
Funding powered by:
FUNDWELL’S SBA LOAN
Providing your business with secure, government-backed funding.
Ideal for significant investments, expansions, or refinancing existing debt, our SBA solutions offer favorable terms, lower interest rates, and extended repayment periods.
Financing backed by the US government
Secure stable, long-term funding that positions your business for sustained growth.
Businesses succeed with Fundwell
A transparent approach to business funding
Fundwell's portal gives you complete visibility and control over your funding options. No hidden terms or surprises—just clear choices designed for your business.
Fast, easy online application
- Apply in 3 minutes or less with instant pre-qualification decisioning
- Securely connect or upload your financial statements
- We've removed the hassle so you can move forward quickly and confidently
Clear visibility of every funding offer
- All funding approvals are displayed in your portal
- Instantly view, compare, and evaluate multiple funding offers side-by-side
- Clear terms and full transparency, so you’re always in control
Expert guidance at every turn
- Real support when needed, not just software
- Skilled financial specialists help you navigate your choices and clarify your options
- We advocate for your best interests, ensuring every decision aligns perfectly with your business needs
Rapid funding at the pace of your business
- Select the funding option that fits your business best
- Finalize your decision seamlessly within our portal
- Receive capital in your bank account or draw from the portal, in most cases in 24 hours or less
SBA Loan FAQs
Eligibility is based on your business’s size, industry, time in operation, credit history, and ability to repay. You must also be a US-based business operating for profit and meet SBA guidelines for revenue and ownership.
SBA financing ranges from $50,000 to $10 million, depending on the loan type and your business's financial profile. As of July 2026, eligible borrowers can pair a 7(a) loan and a 504 loan for up to $10 million in total SBA-backed funding. Fundwell helps match you with the right program and loan size for your growth goals.
The most common SBA loan programs include the SBA 7(a), 504, and Microloan. Each program serves different needs, from general working capital and refinancing to equipment and commercial real estate purchases with varying terms and structures.
SBA loans offer some of the most competitive rates available to small businesses, with interest typically tied to the prime rate plus a small margin. Fees are modest and fully disclosed before funding, often rolled into the loan amount.
Repayment terms can range from 10 to 25 years depending on the SBA loan purpose. Working capital SBA loans often run 10 years, while real estate and equipment loans can extend up to 25 years.
Ready to fund your company's future?
Join the thousands of businesses who rely on Fundwell for fast, transparent financing.
Need help applying? 1-800-613-0257
