Table of contents

Employment-At-Will Statement

I understand that my completion of this application form does not mean that any positions are available. I acknowledge that no one from FUNDWELL INC has made any promise of employment to me. I further understand that FUNDWELL INC has no obligation to offer me employment and that I have no right or entitlement to employment because I have completed this application.

I acknowledge my understanding that if I am employed, the employment relationship between FUNDWELL INC (the “Company”) and me will always be “employment-at-will.” This means that either I or the Company can terminate the employment relationship at any time with or without notice and without any reason or cause.

Reference Checks

I hereby give the Company permission to contact educational institutions, current and previous employers (unless otherwise indicated), references, government agencies, and others to verify the information contained in this application and to otherwise check on my suitability for employment. I authorize all these individuals and entities to freely and fully reply to all inquiries about me made by FUNDWELL INC in this employment application process.

Consumer and Criminal Investigative Report

I understand that any offer of employment that I receive from the Company will be conditioned upon my successfully passing a background check, known as a Consumer Investigative Report, conducted by a Consumer Reporting Agency and a criminal background check.

The Consumer and Criminal Investigative Report will be obtained in accordance with the requirements of the federal Fair Credit Reporting Act, the Fair and Accurate Credit Transaction Act, and other applicable state laws, including New York State and New York City statutes and regulations governing the review and consideration of criminal records.

I understand that no criminal background check will be conducted until after I have had an initial interview and unless I am conditionally offered employment pending the criminal check. In addition, if a conditional offer of employment is made, I may not be denied employment because of an expungement or pardoned criminal record.

Agreement for Arbitration

YOU ARE DIRECTED TO READ THIS AGREEMENT VERY CAREFULLY BECAUSE IT WILL AFFECT YOUR LEGAL RIGHTS, PARTICULARLY YOUR RIGHT TO BRING LAWSUITS IN A COURT OF LAW WITH A JUDGE AND JURY FOR ANY LEGAL DISPUTE WITH THE PRACTICE.

You agree that: any and all alleged legal disputes, controversies, claims, complaints, causes of legal action, charges, injuries, monetary or other losses, and other wrongdoings of any kind, (hereinafter referred to as “Legal Disputes”) which may arise between you and the Company, and/or any of its owners, directors, officers, executives, managers, or any other employees, with regard to any matter whatsoever including, but not limited to, any matter arising under this Employment Application, any Letter Offer of Employment, and any matter arising over the course of your employment, or termination, shall all be settled exclusively by final and binding arbitration before a single arbitrator.

Selection of the arbitrator and conducting of the arbitration shall be under the rules of Judicial Arbitration and Mediation Services (‘JAMS”), 45 Broadway, New York, NY 10006 (212-751-2700). (You can access the JAMS Employment Arbitration Rules and Procedures at www.jamsadr.com.)

The arbitrator shall also have the sole authority to resolve issues over the arbitrability of any Legal Dispute; and any other issues relating to the initiation, enforceability and application of this arbitration process to any Legal Dispute, including the applicability or running of any statute of limitation (i.e., time limit for filing a Legal Dispute); and any and all other issues relating to the use of this arbitration process as the sole means for resolving any Legal Dispute. This arbitration shall be the only means for resolving all such Legal Disputes between you and the Company.

(Arbitration is the submission of a Legal Dispute to an impartial third person, an arbitrator, who is chosen by mutual agreement of the employee and the Company (the “Parties”) to resolve the Legal Dispute. The Parties agree to be bound by the arbitrator's decision as a final determination. Arbitration, then, is a private means for deciding a Legal Dispute, as an alternative to the public courts, as established by the government, with judges and juries.)

YOU ARE ACKNOWLEDGING YOUR UNDERSTANDING AND YOUR CONSENT THAT UNDER THIS AGREEMENT FOR ARBITRATION YOU ARE KNOWINGLY AND VOLUNTARILY GIVING UP YOUR RIGHTS TO PURSUE ANY LEGAL DISPUTES YOU MAY HAVE WITH RIVERPOINT FINANCIAL GROUP INC THROUGH A LAWSUIT IN A COURT OF LAW WITH A JUDGE AND A TRIAL WITH A JURY. ALL SUCH LEGAL DISPUTES CAN ONLY BE PURSUED THROUGH THIS ARBITRATION PROCESS, AND YOU CANNOT PURSUE THEM IN A COURT OF LAW WITH A JUDGE AND JURY.

IN THE EVENT THAT FOR ANY REASON THIS AGREEMENT TO ARBITRATE IS FOUND NOT TO BE ENFORCEABLE, AND YOU ARE PERMITTED TO PURSUE ANY CLAIM OR ANY OTHER MATTER IN COURT, THEN YOU CONSENT TO HAVE ALL SUCH LEGAL DISPUTES OR ANY OTHER MATTER HEARD AND DECIDED EXCLUSIVELY BY A JUDGE, AND WAIVE (GIVE UP) YOUR RIGHT TO HAVE ANY SUCH CLAIMS OR ANY OTHER MATTER HEARD AND DECIDED IN A TRIAL BY JURY.

I have carefully read and understand this Agreement for Arbitration. I acknowledge that I have had an adequate opportunity to review and consider this Agreement and to decide whether or not to sign it. I understand and voluntarily agree to the terms of this Agreement for arbitration in this employment application process and as a term and condition of my employment, if I am employed by Fundwell Inc.

Equal Employment Opportunity Employer

FUNDWELL INC is an equal employment opportunity employer. We adhere to a policy of making employment decisions without regard to age, race, color, creed, religion, political affiliation, gender, sexual orientation, sexual identification, ancestry, national origin, citizenship, marital status, domestic or civil union partnership status, disability or handicap, veteran or military status (e.g. National Guard or Reserves).

Employment-At-Will Statement

I understand that my completion of this application form does not mean that any positions are available. I acknowledge that no one from FUNDWELL INC has made any promise of employment to me. I further understand that FUNDWELL INC has no obligation to offer me employment and that I have no right or entitlement to employment because I have completed this application.

I acknowledge my understanding that if I am employed, the employment relationship between FUNDWELL INC (the “Company”) and me will always be “employment-at-will.” This means that either I or the Company can terminate the employment relationship at any time with or without notice and without any reason or cause.

Reference Checks

I hereby give the Company permission to contact educational institutions, current and previous employers (unless otherwise indicated), references, government agencies, and others to verify the information contained in this application and to otherwise check on my suitability for employment. I authorize all these individuals and entities to freely and fully reply to all inquiries about me made by FUNDWELL INC in this employment application process.

Consumer and Criminal Investigative Report

I understand that any offer of employment that I receive from the Company will be conditioned upon my successfully passing a background check, known as a Consumer Investigative Report, conducted by a Consumer Reporting Agency and a criminal background check.

The Consumer and Criminal Investigative Report will be obtained in accordance with the requirements of the federal Fair Credit Reporting Act, the Fair and Accurate Credit Transaction Act, and other applicable state laws, including New York State and New York City statutes and regulations governing the review and consideration of criminal records.

I understand that no criminal background check will be conducted until after I have had an initial interview and unless I am conditionally offered employment pending the criminal check. In addition, if a conditional offer of employment is made, I may not be denied employment because of an expungement or pardoned criminal record.

Agreement for Arbitration

YOU ARE DIRECTED TO READ THIS AGREEMENT VERY CAREFULLY BECAUSE IT WILL AFFECT YOUR LEGAL RIGHTS, PARTICULARLY YOUR RIGHT TO BRING LAWSUITS IN A COURT OF LAW WITH A JUDGE AND JURY FOR ANY LEGAL DISPUTE WITH THE PRACTICE.

You agree that: any and all alleged legal disputes, controversies, claims, complaints, causes of legal action, charges, injuries, monetary or other losses, and other wrongdoings of any kind, (hereinafter referred to as “Legal Disputes”) which may arise between you and the Company, and/or any of its owners, directors, officers, executives, managers, or any other employees, with regard to any matter whatsoever including, but not limited to, any matter arising under this Employment Application, any Letter Offer of Employment, and any matter arising over the course of your employment, or termination, shall all be settled exclusively by final and binding arbitration before a single arbitrator.

Selection of the arbitrator and conducting of the arbitration shall be under the rules of Judicial Arbitration and Mediation Services (‘JAMS”), 45 Broadway, New York, NY 10006 (212-751-2700). (You can access the JAMS Employment Arbitration Rules and Procedures at www.jamsadr.com.)

The arbitrator shall also have the sole authority to resolve issues over the arbitrability of any Legal Dispute; and any other issues relating to the initiation, enforceability and application of this arbitration process to any Legal Dispute, including the applicability or running of any statute of limitation (i.e., time limit for filing a Legal Dispute); and any and all other issues relating to the use of this arbitration process as the sole means for resolving any Legal Dispute. This arbitration shall be the only means for resolving all such Legal Disputes between you and the Company.

(Arbitration is the submission of a Legal Dispute to an impartial third person, an arbitrator, who is chosen by mutual agreement of the employee and the Company (the “Parties”) to resolve the Legal Dispute. The Parties agree to be bound by the arbitrator's decision as a final determination. Arbitration, then, is a private means for deciding a Legal Dispute, as an alternative to the public courts, as established by the government, with judges and juries.)

YOU ARE ACKNOWLEDGING YOUR UNDERSTANDING AND YOUR CONSENT THAT UNDER THIS AGREEMENT FOR ARBITRATION YOU ARE KNOWINGLY AND VOLUNTARILY GIVING UP YOUR RIGHTS TO PURSUE ANY LEGAL DISPUTES YOU MAY HAVE WITH RIVERPOINT FINANCIAL GROUP INC THROUGH A LAWSUIT IN A COURT OF LAW WITH A JUDGE AND A TRIAL WITH A JURY. ALL SUCH LEGAL DISPUTES CAN ONLY BE PURSUED THROUGH THIS ARBITRATION PROCESS, AND YOU CANNOT PURSUE THEM IN A COURT OF LAW WITH A JUDGE AND JURY.

IN THE EVENT THAT FOR ANY REASON THIS AGREEMENT TO ARBITRATE IS FOUND NOT TO BE ENFORCEABLE, AND YOU ARE PERMITTED TO PURSUE ANY CLAIM OR ANY OTHER MATTER IN COURT, THEN YOU CONSENT TO HAVE ALL SUCH LEGAL DISPUTES OR ANY OTHER MATTER HEARD AND DECIDED EXCLUSIVELY BY A JUDGE, AND WAIVE (GIVE UP) YOUR RIGHT TO HAVE ANY SUCH CLAIMS OR ANY OTHER MATTER HEARD AND DECIDED IN A TRIAL BY JURY.

I have carefully read and understand this Agreement for Arbitration. I acknowledge that I have had an adequate opportunity to review and consider this Agreement and to decide whether or not to sign it. I understand and voluntarily agree to the terms of this Agreement for arbitration in this employment application process and as a term and condition of my employment, if I am employed by Fundwell Inc.

Equal Employment Opportunity Employer

FUNDWELL INC is an equal employment opportunity employer. We adhere to a policy of making employment decisions without regard to age, race, color, creed, religion, political affiliation, gender, sexual orientation, sexual identification, ancestry, national origin, citizenship, marital status, domestic or civil union partnership status, disability or handicap, veteran or military status (e.g. National Guard or Reserves).

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